Many people think retirement is all about relaxing, but it can also be the perfect time to learn something new. With more free time and less stress, retirees now have the chance to go back to school, study their favourite subjects, or even earn a degree.
However, one big concern is cost. But the good news is—there are many colleges and universities offering free or discounted education for seniors.
Cost of College in 2025
According to a 2025 report by the Education Data Initiative, the average cost of in-state college tuition in the USA is around $9,750 per year. For out-of-state students, it jumps to about $28,297.
This can be a burden for retirees living on a fixed income. But many states and colleges now offer ways for seniors to study without breaking the bank.
Free and Discounted College Programs for Seniors
Many public colleges and universities in the US offer special benefits to older adults. These benefits usually include free tuition, discounted fees, or scholarships for senior citizens.
California State Universities
In California, residents who are 60 or older can get a full fee waiver for most tuition and fees. The waiver even covers the $70 admission fee, making it one of the best options for retirees.
College of Western Idaho
Residents aged 60 and above receive a 50% discount on tuition for lower-division classes. The discount depends on your residency status.
University of Southern Maine
People who are 65 or older can attend undergraduate courses without paying any tuition fees.
Kentucky State University
If you’re a Kentucky resident aged 65 or older, you can get your tuition fully waived, as long as you meet the age requirement before the semester begins.
Northern Michigan University
Seniors aged 62 or older can study for free in on-campus courses. However, this offer doesn’t include the cost of books, other fees, or online courses.
University of Arkansas
Retirees aged 60 and above are encouraged to join for-credit courses free of charge, as long as there is space in the class. This offer applies to both undergraduate and graduate-level programs.
Penn State Behrend (GO-60 Program)
Retired or semi-retired people (working less than 20 hours a week) who are 60 years or older and living in Northwestern Pennsylvania (Erie, Crawford, Warren, or Venango counties) may qualify for free tuition in undergraduate programs under the GO-60 program.
For retirees, going back to school doesn’t have to be expensive. Many colleges and universities in the US offer free or low-cost education to seniors. Whether you’re interested in art, science, history, or technology, you can find a course that suits your interest—and your budget.
Not only does lifelong learning keep your mind active, but it also gives you a chance to meet new people and enjoy retirement in a meaningful way. So if you’ve ever thought of going back to school, now is a great time to take that step.
